How to Open GTBank Account Without BVN: Are you looking for how you can open GTBank account without BVN (Bank Verification Number)? If yes, then you are on the right page!
GTBank is a trusted financial institution that offers various banking services to its customers. One of the essential requirements for opening a bank account in Nigeria is the Bank Verification Number (BVN), a biometric identification system introduced by the Central Bank of Nigeria (CBN). However, some individuals might wonder if it’s possible to open GTBank account without a BVN or not.
In this article, we’ll explore the steps and options for opening GTBank account without a BVN. So, stay with me and keep up!
Importance of BVN (Bank Verification Number)
The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud. While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.
Requirements for Opening GTBank account Without BVN
To open GTBank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:
- You’ll need valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
- Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
- Recent Passport Photograph
Okay, now let’s move on to how you can open GTBank account without BVN.
How to Open GT Bank Account Without BVN
Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open GTBank account without a BVN:
The code to open GTBank Account without BVN is *737#.
- Open the call app on your mobile phone
- Dial *737#
- Choose option 1 which is to open account
- Choose option 2 to open account without BVN
- Follow the on-screen command
- Once you are done, your GTBank Account Number will be sent to you as an SMS.
Limitations of an Account Without BVN
It’s important to note that an account opened without a BVN may have certain limitations:
- Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
- Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
- BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.
Obtaining a BVN Later
If you initially open GTBank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g Bank). Once you have a BVN, you can link it to your existing GTBank account to access additional services and remove some limitations.
How to Open GTBank Account Without BVN
How can I open GTB bank account on my phone?
Simply dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. Account opening forms are NOT required for the signup process.
Is It Safe to Provide My BVN for Account Opening?
Your BVN is a sensitive piece of info, but it’s generally safe to provide it to reputable institutions like GTBank. Just make sure you’re dealing with official channels, whether that’s in a branch, on the official website, or through the verified app.
How Can I Link My BVN to My GTBank Account?
Once you have your BVN, linking it to your GTBank account is a breeze. You can do it through the GTBank app, online portal, or by visiting any GTBank branch. Some people even say you can link it via USSD codes, but it’s always good to double-check with customer service.
Can I Open a GTBank Account Without a BVN?
Technically, you can start the process of opening a GTBank account without a BVN (Bank Verification Number). You’ll be able to create a ‘lite’ account with limited functionalities. However, you’ll need to link a BVN to enjoy full features and higher transaction limits eventually.
While having a BVN is a standard requirement for most banking transactions in Nigeria, it is possible to open GTBank account without one. By meeting the specified requirements, providing the necessary documents, and following the account opening process, you can establish an account with GTBank.
Keep in mind that accounts without BVNs may have limitations on transaction amounts and available services. As banking practices evolve, it’s advisable to consider obtaining a BVN in the future to access a broader range of banking services and benefits.
Opening GTBank account without a BVN provides an opportunity for individuals who have not yet obtained this identification number to start their banking journey with a trusted financial institution.
If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!
My name is Tiamiyu Abdulbazeet Olawale, the CEO of TechSpike.com.ng. He is a graduate of Electrical and Electronics Engineering at the University of Ilorin.