How to Open an Access Bank Account Without BVN in 2023: Are you looking for how you can open an Access Bank account without BVN (Bank Verification Number)? If yes, then you are on the right page!
Access Bank is a trusted financial institution that offers various banking services to its customers. One of the essential requirements for opening a bank account in Nigeria is the Bank Verification Number (BVN), a biometric identification system introduced by the Central Bank of Nigeria (CBN).
However, some individuals might wonder if it’s possible to open an Access Bank account without a BVN or not.
In this article, we’ll explore the steps and options for opening an Access Bank account without a BVN. So, stay with me and keep up!
Importance of BVN (Bank Verification Number)
The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud.
While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.
Requirements for Opening an Access Bank Account Without BVN
To open an Access Bank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:
- You’ll need a valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
- Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
- Recent Passport Photograph
Okay, now let’s move on to how you can open an Access Bank account without BVN.
How to Open an Access Bank Account Without BVN
Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open an Access Bank account without a BVN:
The code to open an Access Bank Account without BVN is *901#.
- Open the call app on your mobile phone
- Dial *901#
- Choose option 1 which is to open an account
- Choose option 2 to open an account without BVN
- Follow the on-screen command
- Once you are done, your Access Bank Account Number will be sent to you as SMS.
Limitations of an Account Without BVN
It’s important to note that an account opened without a BVN may have certain limitations:
- Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
- Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
- BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.
Obtaining a BVN Later
If you initially open an Access Bank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g. Bank). Once you have a BVN, you can link it to your existing Access Bank account to access additional services and remove some limitations.
Frequently Asked Questions
Does Access Bank require BVN?
Yes, Access Bank requires BVN. However, you can create Access bank account without BVN but the account will have limited features. You need to connect your BVN to have the full features of the Access Bank account.
How do I open an access account without BVN?
Yes, you can open a savings account with Access Bank without BVN via the *901# USSD. It does not require you to have the internet on your phone.
How do I generate BVN for Access Bank?
- Visit any Access Bank branch and complete the enrolment form.
- Your biometric data (fingerprint, photograph, and signature) will be captured on the system.
- You will then receive a Ticket ID.
- BVN will be sent to your registered mobile number.
Can I enroll for BVN in any bank?
Yes, a customer enrolls at any branch of a bank where he/she has an account or intends to open an account.
While having a BVN is a standard requirement for most banking transactions in Nigeria, it is possible to open an Access Bank account without one.
By meeting the specified requirements, providing the necessary documents, and following the account opening process, you can establish an account with Access Bank.
Keep in mind that accounts without BVNs may have limitations on transaction amounts and available services.
As banking practices evolve, it’s advisable to consider obtaining a BVN in the future to access a broader range of banking services and benefits.
Opening an Access Bank account without a BVN provides an opportunity for individuals who have not yet obtained this identification number to start their banking journey with a trusted financial institution.
If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!
My name is Tiamiyu Abdulbazeet Olawale, the CEO of TechSpike.com.ng. He is a graduate of Electrical and Electronics Engineering at the University of Ilorin.