How to Open a Zenith Bank Account Without BVN: Are you looking for how you can open a Zenith Bank account without BVN (Bank Verification Number)? If yes, then you are on the right page!
Zenith Bank is a trusted financial institution that offers various banking services to its customers. One of the essential requirements for opening a bank account in Nigeria is the Bank Verification Number (BVN), a biometric identification system introduced by the Central Bank of Nigeria (CBN). However, some individuals might wonder if it’s possible to open a Zenith Bank account without a BVN or not.
In this article, we’ll explore the steps and options for opening a Zenith Bank account without a BVN. So, stay with me and keep up!
Importance of BVN (Bank Verification Number)
The BVN is a unique identification number linked to an individual’s biometric data, such as fingerprints and facial features. It serves as a security measure to verify the identity of bank customers and prevent fraud. While the BVN is a mandatory requirement for most banking transactions in Nigeria, there are exceptions and alternatives for those without BVNs.
Requirements for Opening a Zenith Bank Account Without BVN
To open a Zenith Bank account without a BVN, you’ll need to meet specific requirements and follow a set of procedures. Here’s what you’ll typically need:
- You’ll need a valid proof of identification, such as a National Identity Card, International Passport, or Driver’s License. These documents help establish your identity in the absence of a BVN.
- Proof of Address: Provide a utility bill, tenancy agreement, or any official document that confirms your residential address. This is a standard requirement for account opening.
- Recent Passport Photograph
Okay, now let’s move on to how you can open a Zenith Bank account without BVN.
How to Open a Zenith Bank Account Without BVN
Once you’ve gathered the necessary documents and completed the account opening form, follow these steps to open a Zenith Bank account without a BVN:
The code to open a Zenith Bank Account without BVN is *966#.
- Open the call app on your mobile phone
- Dial *966*0#
- Choose option 1 which is to open account
- Choose option 2 to open account without BVN
- Enter your SURNAME
- Enter other names (Maximum of two names)
- Enter your Date of Birth
- Choose option 1 to set up USSD
- In a few seconds, your Zenith Bank Account Number will be sent to you as SMS.
Check this out: How to Check Zenith Bank Account Balance
Limitations of an Account Without BVN
It’s important to note that an account opened without a BVN may have certain limitations:
- Transaction Limits: Accounts without BVNs may have lower transaction limits compared to BVN-linked accounts. This means you might face restrictions on the amount you can withdraw or transfer.
- Limited Services: Some banking services and features may not be accessible to accounts without BVNs. For example, you may not be able to access online banking or use mobile banking apps.
- BVN Requirement in the Future: Banks in Nigeria are increasingly enforcing BVN requirements for various transactions. While you can open an account without a BVN, you may encounter limitations when it comes to more advanced banking services or transactions.
Obtaining a BVN Later
If you initially open a Zenith Bank account without a BVN and later decide to obtain one, you can visit a designated BVN enrollment center to complete the registration process (e.g. Bank). Once you have a BVN, you can link it to your existing Zenith Bank account to access additional services and remove some limitations.
Frequently Asked Questions
Can I open Zenith Bank account with my phone?
People interested in opening a Zenith Bank account on their phones can do so by simply dialing *966*0# and following the prompts. It is a simple process!
Can I open Zenith account online?
Yes, you can open Zenith account online. All you need to do is Visit www.zenithbank.com to open an account and get your account number instantly!
How much does it take to open Zenith Bank account?
Accounts can be opened with any amount or with Zero balance as there is no minimum account opening amount requirement for all Zenith Bank Account classes with the exception of our Zenith Gold and Platinum Accounts that have a N1 million and N3 million requirement respectively.
What are the requirements to open Zenith account?
- Account opening form duly completed.
- One recent clear passport photograph of the signatory.
- A valid School Identity Card, Admission Letter, or National Identification Number Card/NIN (for 16-25 years).
- Details of Parents/Guardian (for 16-25 years).
How much is Zenith Bank ATM card?
Kindly note the Zenith Bank debit card costs N1,000.
While having a BVN is a standard requirement for most banking transactions in Nigeria, it is possible to open a Zenith Bank account without one. By meeting the specified requirements, providing the necessary documents, and following the account opening process, you can establish an account with Zenith Bank.
Keep in mind that accounts without BVNs may have limitations on transaction amounts and available services. As banking practices evolve, it’s advisable to consider obtaining a BVN in the future to access a broader range of banking services and benefits.
Opening a Zenith Bank account without a BVN provides an opportunity for individuals who have not yet obtained this identification number to start their banking journey with a trusted financial institution.
If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!
My name is Tiamiyu Abdulbazeet Olawale, the CEO of TechSpike.com.ng. He is a graduate of Electrical and Electronics Engineering at the University of Ilorin.